EV Subsidy Calculator India 2026 | Check Your FAME-II & State Benefits

Here’s a scenario that plays out far too often across India: someone buys an electric vehicle, pays the full on-road price, and only discovers months later that they qualified for a central government subsidy, a state road tax waiver, and an EV loan interest rebate — adding up to ₹80,000–₹1.5 Lakh in savings they never claimed. In 2025, EV subsidies in India are real, substantial, and genuinely accessible — but the landscape of schemes, eligibility rules, and application processes is confusing enough that a large percentage of buyers simply miss them.

That’s exactly why we built the EV Subsidy Calculator — to instantly show you every central and state government benefit you’re eligible for based on your EV model, purchase state, and buyer category. While you use this tool, also check our EV vs petrol cost comparison calculator to see your total 5-year savings including subsidies, and explore the full suite of EV ownership tools at EVCommunity.in — India’s most active community of real EV owners who navigate these schemes daily.

Every subsidy figure and scheme detail in this guide has been verified through official government portals, OEM subsidy confirmation processes, and real purchase experiences shared by EVCommunity.in members from Gujarat, Delhi, Maharashtra, Tamil Nadu, and 15 other states. We update this data continuously — because EV policies in India change fast, and outdated information costs real money.

How the EV Subsidy Calculator Works

Select your state, EV category (two-wheeler, three-wheeler, or four-wheeler), vehicle price, and buyer type (individual, fleet, or commercial). The calculator instantly pulls every applicable benefit — FAME-II central subsidy, state-level direct subsidy, road tax exemption, registration fee waiver, and EV loan interest subsidy — and shows you a total savings figure in ₹.

Importantly, the calculator also flags which subsidies require proactive application versus those applied automatically at the dealer level, so you know exactly what action to take after your purchase. Missing an application deadline is one of the most common and avoidable ways Indian EV buyers lose subsidy benefits.

EV Subsidies in India — The Complete 2025 Breakdown

Understanding the subsidy structure clearly is the first step to claiming everything you’re entitled to. India’s EV incentive system works at two levels — central and state — and the best outcomes come from stacking both.

Central Government EV Subsidies — FAME-II & EMPS 2024

The Faster Adoption and Manufacturing of Hybrid and Electric Vehicles (FAME-II) scheme has been India’s primary central subsidy mechanism for EVs. Under FAME-II and its successor scheme EMPS (Electric Mobility Promotion Scheme) 2024, subsidies are applied directly at the point of sale — meaning the vehicle price you pay at the dealer already reflects the central benefit, provided the EV is on the approved model list.

Key central subsidy figures for 2025:

EVCommunity Verdict: EMPS 2024 reduced the per-vehicle subsidy for two-wheelers compared to FAME-II’s peak rates, but the scheme has expanded the approved vendor list significantly. Always verify your specific model is EMPS-approved before finalising a purchase — our calculator does this check automatically.

State-Level EV Subsidies — Where the Real Money Is

For many Indian EV buyers in 2025, state subsidies exceed central subsidies in total value — especially when road tax exemptions and registration fee waivers are factored in. Here’s what major states are offering:

Delhi EV Policy 2025

Delhi remains India’s most aggressive state for EV incentives. The Delhi EV Policy offers purchase subsidies of up to ₹30,000 for electric two-wheelers and ₹1.5 Lakh for electric cars (for the first 1,000 registrations under each vehicle segment annually). Additionally, Delhi provides 100% road tax exemption, full registration fee waiver, and a scrapping incentive of ₹7,500–₹15,000 if you trade in an old ICE vehicle when buying an EV. Community members in Delhi routinely report effective on-road price reductions of ₹1.8–₹2.2 Lakh on electric cars after stacking all available benefits.

Maharashtra EV Policy

Maharashtra offers purchase subsidies of ₹5,000–₹25,000 for electric two-wheelers and up to ₹1 Lakh for electric cars under ₹20 Lakh ex-showroom. Road tax exemption applies for the first 5 years of ownership — a significant benefit given Maharashtra’s high road tax rates. Additionally, early adopter benefits remain available in Pune and Mumbai for fleet operators deploying electric commercial vehicles.

Gujarat EV Policy

Gujarat provides one of India’s most comprehensive state EV packages — purchase subsidies of ₹20,000 for two-wheelers and ₹1.5 Lakh for cars, combined with 100% road tax and registration fee exemption, and dedicated EV charging infrastructure subsidies for home installation. Community members in Ahmedabad and Surat consistently report among the highest effective EV subsidies in the country.

Tamil Nadu, Karnataka & Telangana

Tamil Nadu offers road tax exemption plus registration fee waivers for EVs purchased before March 2026 under its ongoing EV policy, making it particularly attractive for electric two-wheeler buyers in Chennai. Karnataka (BESCOM subsidy zone) provides road tax exemption for the first registration. Telangana offers 100% road tax exemption and registration fee waiver, with additional incentives for fleet operators in Hyderabad.

How to Actually Claim Your EV Subsidy in India — Step by Step

Knowing you’re eligible is only half the battle. Here’s exactly how the process works so you don’t lose money to procedural confusion.

Step 1: Verify Your EV Model Is on the Approved List

Before purchase, confirm your vehicle model is listed under EMPS 2024 (for central subsidy) by checking the official Heavy Industries Ministry portal at heavyindustries.gov.in. Not every EV on sale in India qualifies — some models from newer OEMs are still awaiting approval. Our calculator cross-references the approved list automatically.

Step 2: Confirm Dealer Is Registered Under the Scheme

For EMPS subsidies, the dealership must be registered under the scheme to pass the benefit to you. Ask your dealer to show you the EMPS registration certificate before finalising the purchase. Unregistered dealers cannot apply the central subsidy — a detail that has cost some buyers their central benefit.

Step 3: Submit Your State Subsidy Application Post-Purchase

Unlike central subsidies (applied at dealer level), most state subsidies require a separate post-purchase application through your state’s transport department or the designated EV portal. Documents typically required include the vehicle registration certificate (RC), purchase invoice, Aadhaar card, and bank account details for direct benefit transfer. Application deadlines vary by state — most require submission within 90 days of purchase.

Step 4: Claim EV Loan Interest Subsidy Separately

Several states — including Delhi, Maharashtra, and Gujarat — offer interest rate subsidies on EV loans (typically 5–7% interest rebate). This benefit requires a separate application through your state’s nodal agency and is processed independently of the vehicle purchase subsidy. Community members who’ve missed this step have collectively left significant money unclaimed.

EV Subsidy Amount by Popular Vehicle — 2025 Reality Check

Let’s make this tangible. Here’s what real buyers are actually saving after stacking central + state benefits in high-incentive states:

Subsidy amounts are indicative and subject to annual scheme availability and budget limits. Use the calculator above for current, model-specific figures.

What the EV Community Is Saying About Subsidies in 2025

EV owners across our community consistently flag one critical insight: subsidy information from dealers is often incomplete or outdated. Dealers focus on central subsidies because those are processed at their end — but state-level benefits, interest subsidies, and scrapping incentives frequently go unmentioned unless you ask specifically.

A community member from Ahmedabad who purchased a Nexon EV in late 2024 shared that he only discovered Gujarat’s ₹1.5 Lakh state subsidy through our forum after his purchase — and nearly missed the 90-day application window. He filed just in time and received the full benefit via direct bank transfer within 6 weeks. Another member from Delhi reports stacking five separate benefits on an Ather 450X purchase — central EMPS subsidy, Delhi state subsidy, road tax waiver, registration fee exemption, and an additional incentive for scrapping her old two-wheeler — for a combined saving of over ₹68,000 on a ₹1.38 Lakh scooter.

The message from thousands of EV owners at EVCommunity.in is clear: do your subsidy research before you walk into the showroom, and do your application immediately after you drive home. Both steps matter equally.

Frequently Asked Questions — EV Subsidies in India

Q: Which EVs qualify for central government subsidy in India in 2025? Under EMPS 2024, approved electric two-wheelers and three-wheelers qualify for central subsidies ranging from ₹5,000–₹50,000 depending on category. The approved model list is maintained by the Ministry of Heavy Industries at heavyindustries.gov.in and is updated periodically. Most major OEMs — Ola Electric, Ather, TVS, Bajaj, Hero — have models on the approved list. Electric four-wheelers above ₹15 Lakh ex-showroom generally do not qualify for FAME-II/EMPS central subsidies; their primary incentives come from state policies.

Q: How much EV subsidy can I get in Delhi in 2025? Delhi offers some of India’s highest EV subsidies in 2025. Electric two-wheeler buyers can receive up to ₹30,000 in purchase subsidy plus 100% road tax and registration fee exemption — total saving of ₹40,000–₹55,000 depending on the vehicle. Electric car buyers can receive up to ₹1.5 Lakh in purchase subsidy plus full road tax exemption — total effective benefit of ₹1.8–₹2.2 Lakh. Additionally, scrapping an old two-wheeler when buying an EV adds ₹7,500 more. Delhi EV policy benefits are subject to annual budget limits and first-come-first-served allocation.

Q: Is GST reduced on EVs in India? Yes — EVs attract only 5% GST compared to 28% GST on petrol and diesel vehicles. This is a built-in benefit that applies to all EVs at the point of sale and doesn’t require any separate application. The 5% GST rate applies to both the vehicle and EV charger accessories when purchased with the vehicle, making EVs significantly more tax-efficient than any combustion vehicle in the same price bracket.

Q: Do EV subsidies apply to used EVs in India? Generally, no. Central EMPS and FAME-II subsidies, as well as most state purchase subsidies, apply only to new EV purchases from registered dealers. However, some states — including Delhi — offer road tax exemption transfers for used EVs being re-registered. Check your specific state’s used EV policy before purchase. The EV Subsidy Calculator focuses on new vehicle purchases where benefits are most comprehensive.

Q: How long does it take to receive state EV subsidy after application? Processing times vary significantly by state. Delhi’s transport department typically processes approved claims within 4–8 weeks via direct bank transfer. Gujarat’s state EV subsidy has processed claims within 6–10 weeks in 2024–25. Maharashtra has had longer processing times of 8–16 weeks in some cases. The key is submitting a complete application with all required documents immediately after purchase — incomplete applications are the primary cause of delays.

Q: Can I claim EV subsidy if I buy through a bank loan? Yes — EV subsidies are applied based on vehicle registration and purchase, not your payment method. Whether you pay cash or take a bank loan, you’re eligible for applicable central and state subsidies. Additionally, many states offer a separate EV loan interest subsidy (typically 5–7% interest rate rebate) specifically for EV buyers who finance through empanelled banks — this is a bonus on top of the purchase subsidy, not a replacement.

Q: Which state has the highest total EV subsidy in India? As of 2025, Delhi consistently offers the highest total EV subsidy when all benefits are stacked — particularly for electric two-wheelers where combined savings can exceed ₹55,000–₹68,000. Gujarat and Maharashtra are strong second-tier states with comprehensive benefit packages. For electric car buyers specifically, Gujarat’s combination of ₹1.5 Lakh purchase subsidy plus full road tax and registration exemption rivals Delhi’s total package. Use our EV Subsidy Calculator to compare your specific state and vehicle combination.

Q: What documents do I need to claim EV subsidy in India? Standard documents required across most state subsidy applications include the vehicle Registration Certificate (RC), purchase invoice from registered dealer, Aadhaar card (buyer), PAN card, bank account details (for DBT transfer), and a passport-size photograph. Some states additionally require a BESCOM/DISCOM home charger installation receipt or a scrapping certificate if claiming the old vehicle scrapping incentive. Keep digital copies of all documents ready before purchase to avoid delays.

Q: Is there an EV subsidy for electric cars above ₹15 Lakh in India? Under FAME-II and EMPS 2024, central purchase subsidies for electric cars primarily target vehicles under ₹15 Lakh ex-showroom. However, state-level subsidies in Delhi, Gujarat, and Maharashtra apply to higher-priced EVs as well — Maharashtra’s state subsidy, for instance, extends to EVs up to ₹20 Lakh ex-showroom. Additionally, all EVs regardless of price benefit from 5% GST, 100% road tax exemption in many states, and registration fee waivers — which on an MG ZS EV or Hyundai Creta Electric still represent ₹80,000–₹1.2 Lakh in effective savings.

Q: What happens if the EV subsidy scheme budget runs out mid-year? Most state EV subsidies — including Delhi’s — operate on an annual first-come-first-served basis with fixed budget caps per vehicle category. Once the annual allocation is exhausted, new purchases in that calendar year don’t qualify. This is a real risk, particularly in high-demand metros. Our community strongly recommends purchasing early in the financial year (April–June) to ensure you’re within the subsidy allocation window — several Delhi buyers in Q3 2024 missed benefits due to budget exhaustion.

Use the Calculator — Claim Every Rupee You’re Entitled To

You’ve now seen the complete picture: EMPS central subsidies, state-level benefits across major states, a step-by-step claiming process, real savings figures on popular EV models, and answers to the 10 questions Indian EV buyers ask most about subsidies.

Your next step is straightforward — run the EV Subsidy Calculator above with your state and intended EV model, note every benefit you qualify for, and prepare your post-purchase application documents in advance. Don’t wait until after you’ve bought the vehicle to research this.

Come share your subsidy experience — successful claims, application tips, or state-specific insights — at EVCommunity.in. Every real experience our members share helps the next buyer claim what they’re owed.

Government subsidies exist precisely to make EV ownership more accessible for every Indian buyer. Use them fully — and then enjoy the cleanest, cheapest commute you’ve ever had.

Data last updated: May 2025 | Sources: Ministry of Heavy Industries EMPS 2024 portal, state transport department notifications, Delhi EV Policy 2.0, Maharashtra/Gujarat/Tamil Nadu EV policy documents, EVCommunity member subsidy claim reports.